There are different types of business loans to suit different stages of a business lifecycle and different business needs, and selecting the right one can speed up the application process and minimise costs. Finance for a start-up For a startup company with no trading business or cash flow, it can be quite difficult to [...]
A small renovation can add value to your home when you’re planning to sell. Taking care of basic maintenance tasks before you sell your home is a no-brainer, but a quick and not-too-costly renovation can add a lot of appeal for potential buyers, and may boost the final sale price. 1. Basics first Fix those [...]
A new kitchen doesn’t have to cost the earth. Check out these savvy ideas for an updated kitchen with an old-fashioned price tag If you want to modernise your kitchen but you’re concerned about the cost, don’t be dismayed. There are many ways to get a new kitchen without destroying your bank balance. Downgrade to [...]
There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a [...]
Before you start looking at properties, it’s important to have a thorough understanding of your borrowing limits and your financial situation. We show you how to differentiate between what you can borrow and what you should borrow, and how to build a realistic budget. The amount you can borrow and the amount you should borrow [...]
